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Car Affordability Calculators
Pick a car and get a real monthly cost estimate — loan payment plus insurance, fuel, and maintenance — with every value editable. We’ll even tell you, honestly, whether your paycheck can carry it.
SUVs & family haulers18 cars
- Example
Toyota RAV4
The default-recommend compact SUV of the 2020s — reliable, frugal, holds value, vaguely uncool in a way that ages well. Insurance and fuel are friendly; only the resale 'Toyota tax' stings.
- Example price
- $34,000
- ≈ monthly cost
- $940
- Example
Honda CR-V
The compact SUV that always makes the short list. Quiet, comfortable, hybrid-available, and engineered to bore you in the best possible way for the next 200,000 miles.
- Example price
- $35,000
- ≈ monthly cost
- $961
- Example
Mazda CX-5
The compact SUV that drives like a hatchback you actually want. Premium interior, sharp steering, no hybrid yet, real wood on higher trims. The price for fun: slightly worse fuel economy than the boring options.
- Example price
- $33,000
- ≈ monthly cost
- $944
- Example
Subaru Forester
The square one. Symmetrical AWD standard, lots of glass, predictable handling, mediocre acceleration. The PNW Outback's spiritual cousin and the official car of public-radio listeners.
- Example price
- $32,000
- ≈ monthly cost
- $917
- Example
Subaru Outback
The wagon that everyone calls an SUV. Long-roof family hauler with standard AWD, off-pavement-capable Wilderness trim, and a 50-year reputation built on dogs and ski racks.
- Example price
- $35,000
- ≈ monthly cost
- $981
- Example
Hyundai Tucson
The compact SUV with the most interesting design at this price. Hybrid and plug-in hybrid available, generous warranty, occasionally weird infotainment. Worth a hard look against the default RAV4/CR-V picks.
- Example price
- $32,000
- ≈ monthly cost
- $907
- Example
Kia Sportage
The Tucson's better-looking sibling on the same bones. Bold design language inside and out, hybrid and plug-in hybrid available, the same long Kia warranty. Strong cross-shop against the boring defaults.
- Example price
- $32,000
- ≈ monthly cost
- $907
- Example
Ford Explorer
America's three-row default. Rear-wheel-drive-based platform that tows better than crossover competitors, plus an interior that ranges from Office Depot to Range Rover depending on trim.
- Example price
- $44,000
- ≈ monthly cost
- $1,256
- Example
Toyota Highlander
The boring-on-purpose three-row family SUV that runs forever and resells for unreasonable money. Hybrid version is the sweet spot of mainstream three-row efficiency.
- Example price
- $46,000
- ≈ monthly cost
- $1,214
- Example
Kia Telluride
The three-row that everyone wishes was theirs. Real adult third row, near-luxury interior, sane price, dealer markups that finally calmed down. The Toyota Highlander's largest threat in years.
- Example price
- $48,000
- ≈ monthly cost
- $1,291
- Example
Toyota 4Runner
Body-on-frame, V6-powered, two decades behind on infotainment, and bulletproof reliable. The 4Runner is the truck-SUV that absurd resale and a national fanbase keep relevant.
- Example price
- $48,000
- ≈ monthly cost
- $1,331
- Example
Jeep Grand Cherokee
Jeep's midsize SUV that does premium and capable and fuel-thirsty in the same vehicle. The 4xe plug-in hybrid is genuinely interesting; the HEMI variants are a different planet.
- Example price
- $45,000
- ≈ monthly cost
- $1,282
- Example
Jeep Wrangler
The most polarizing daily driver on sale. Removes the doors and roof, beats most things off-road, drinks fuel, rides like a brick, and depreciates slower than physics suggests it should.
- Example price
- $45,000
- ≈ monthly cost
- $1,282
- Example
Ford Bronco
Ford's answer to the Wrangler — body-on-frame, removable doors, removable roof, modern interior, and a turbo engine option that makes spirited driving fun. Markups have finally cooled.
- Example price
- $47,000
- ≈ monthly cost
- $1,335
- Example
Chevrolet Tahoe
Full-size, body-on-frame, three-row SUV for people who need real interior space and real towing. Independent rear suspension finally makes it ride like a 2020s vehicle.
- Example price
- $65,000
- ≈ monthly cost
- $1,763
- Example
Toyota Sienna
Hybrid-only, three-row minivan that returns 36 MPG combined. The most efficient family hauler on sale and the most rational answer to 'we need more space.'
- Example price
- $42,000
- ≈ monthly cost
- $1,135
- Example
Honda Odyssey
The minivan that drives best. Magic Slide rear seats, V6 power, no hybrid yet, and a cabin that punches above its price.
- Example price
- $42,000
- ≈ monthly cost
- $1,195
- Example
Ford Expedition
Ford's full-size three-row SUV with independent rear suspension and a turbocharged V6. Tows like a truck because it is one underneath. Insurance and fuel costs not subtle.
- Example price
- $70,000
- ≈ monthly cost
- $1,880
Trucks6 cars
- Example
Ford F-150
America’s best-selling truck for a reason — and also a $50–$80k expense with a fuel bill that doesn’t care how nice the interior is. Let’s see what one actually costs to live with.
- Example price
- $55,000
- ≈ monthly cost
- $1,511
- Example
Chevrolet Silverado 1500
GM's bread-and-butter half-ton: a configurable, capable, almost-always-on-sale full-size truck. Also a $55k+ commitment with fuel and tire costs that don't shrink because it was on sale.
- Example price
- $52,000
- ≈ monthly cost
- $1,437
- Example
Ram 1500
The full-size truck that drives like a luxury car — coil-spring rear suspension, optional air ride, and an interior that embarrasses some Mercedes. The trade: Stellantis service costs and gas-engine fuel bills.
- Example price
- $54,000
- ≈ monthly cost
- $1,504
- Example
GMC Sierra 1500
The Silverado's better-dressed cousin: same bones, nicer interior, higher sticker, and Denali trims that quietly cross into luxury-SUV territory.
- Example price
- $58,000
- ≈ monthly cost
- $1,560
- Example
Toyota Tacoma
The mid-size truck that holds its value like nothing else, fits in suburbs full-size trucks don't, and absolutely will be your friends' moving service. The trade: Toyota tax up front.
- Example price
- $42,000
- ≈ monthly cost
- $1,195
- Example
Ford Maverick
The little truck that should not have worked: small, useful, hybrid-available, and starts well under most full-size truck down payments. Also: the dealer markup capital of America.
- Example price
- $28,000
- ≈ monthly cost
- $795
EVs & hybrids8 cars
- Example
Tesla Model 3
The EV that turned mainstream. Long range, software-defined, polarizing minimalist interior, the cheapest Tesla. Insurance and tire costs surprise most first-time EV owners.
- Example price
- $42,000
- ≈ monthly cost
- $1,035
- Example
Tesla Model Y
The world's best-selling EV. A taller, more crossover-shaped Model 3 with more space, more weight, and the same software ecosystem. Family-friendly EV with a steep insurance bill.
- Example price
- $46,000
- ≈ monthly cost
- $1,150
- Example
Hyundai Ioniq 5
The retro-futurist EV that drives like nothing else for the money. 800-volt architecture, super-fast DC charging, a back seat that slides, and the most personality in the segment.
- Example price
- $47,000
- ≈ monthly cost
- $1,141
- Example
Kia EV6
The Ioniq 5's sleeker sibling on the same 800V platform. Quicker, lower, less cargo, more performance-focused. The EV6 GT does 0–60 in 3.4s for under $65k.
- Example price
- $48,000
- ≈ monthly cost
- $1,167
- Example
Ford Mustang Mach-E
The Mustang nameplate stretched onto an electric crossover. Genuinely good to drive, conventional interior, real cargo, sometimes-discounted, and one of the easier transitions from gas-SUV ownership.
- Example price
- $45,000
- ≈ monthly cost
- $1,104
- Example
Toyota Prius
The hybrid that finally looks good. 57 MPG, optional AWD, plug-in available, and the cheapest way to drop your fuel bill without going fully electric.
- Example price
- $30,000
- ≈ monthly cost
- $790
- Example
Toyota RAV4 Hybrid
The hybrid version of the best-selling SUV. 40 MPG combined, AWD standard, 'Toyota tax' that's bigger than the regular RAV4 because demand never stops.
- Example price
- $36,000
- ≈ monthly cost
- $957
- Example
Honda CR-V Hybrid
The hybrid CR-V that almost no one mentions and almost everyone should consider. 40 MPG combined, the nicest interior in the segment, and Honda's quiet refusal to advertise it.
- Example price
- $37,000
- ≈ monthly cost
- $975
Affordable & daily drivers5 cars
- Example
Toyota Camry
The default-recommend midsize sedan for 25 years and counting. Now hybrid-only in 2025+. Cheap to insure, cheap to drive, cheap to keep.
- Example price
- $30,000
- ≈ monthly cost
- $820
- Example
Honda Civic
The compact car that everyone has owned at least once. Reliable, frugal, surprisingly fun in Si and Type R trims, and the practical pick for any first-car shopper.
- Example price
- $25,000
- ≈ monthly cost
- $739
- Example
Toyota Corolla
The most-sold car of all time. The Corolla is the cheap, frugal, slightly-boring sedan that runs forever and never breaks your budget. Hybrid version is the sleeper pick.
- Example price
- $24,000
- ≈ monthly cost
- $688
- Example
Hyundai Elantra
The compact sedan that almost no one shortlists and almost everyone should. Hybrid available, long warranty, distinctive styling, and pricing that aggressively undercuts Civic and Corolla.
- Example price
- $24,000
- ≈ monthly cost
- $708
- Example
Honda Accord
The default-recommend midsize sedan when you want the better-driving option. Hybrid-only in higher trims (new gen), one of the largest interiors in the class, and a manual-transmission Si-equivalent has been quietly missed.
- Example price
- $32,000
- ≈ monthly cost
- $868
Performance & enthusiast17 cars
- Example
Ford Mustang GT
The 5.0L V8 daily-driver dream — fun to drive, easy to find, surprisingly expensive to insure. Plug in your real numbers and see what owning one actually costs.
- Example price
- $46,000
- ≈ monthly cost
- $1,443
- Example
Shelby GT350
A discontinued, flat-plane-crank, 8,250-rpm Mustang that sounds like nothing else on the road. Also: a used-market sports car that will absolutely punish your wallet if you’re not careful.
- Example price
- $68,000
- ≈ monthly cost
- $2,016
- Example
Chevrolet Corvette
Mid-engine, sub-3-second 0–60, and a base price that still embarrasses cars twice as expensive. Affordable on paper — let’s see how it pencils out in your actual budget.
- Example price
- $72,000
- ≈ monthly cost
- $1,950
- Example
Dodge Challenger Hellcat
A supercharged V8 muscle car that does not pretend to care about fuel economy or insurance premiums. Let’s find out if your paycheck shares its enthusiasm.
- Example price
- $80,000
- ≈ monthly cost
- $2,162
- Example
Chevrolet Camaro SS
Probably the best-driving American V8 coupe of its generation, and also the one Chevy stopped making. The deals are out there — let’s price one honestly.
- Example price
- $49,000
- ≈ monthly cost
- $1,502
- Example
Toyota Supra
A BMW underneath, a Toyota above, and one of the most over-internet-debated sports cars of the decade. Let’s see if it can survive your actual monthly budget.
- Example price
- $58,000
- ≈ monthly cost
- $1,642
- Example
BMW M3
The benchmark sports sedan, with the controversial grille and the kind of dynamics that justify both. Let’s see what owning one really costs over five years.
- Example price
- $82,000
- ≈ monthly cost
- $2,261
- Example
Mercedes-AMG C63
A hand-built AMG with a turbo four and a hybrid system that confuses everyone who wanted another V8. Quick, complicated, and not cheap to feed. Let’s do the math.
- Example price
- $88,000
- ≈ monthly cost
- $2,420
- Example
Ford Mustang Dark Horse
The most track-ready 7th-gen Mustang you can buy without a Shelby badge. Track-tuned V8, Tremec manual option, Brembos everywhere, and a sound that justifies the premium.
- Example price
- $62,000
- ≈ monthly cost
- $1,834
- Example
Chevrolet Corvette Z06
The flat-plane-crank, 670-hp, 8,400-rpm Corvette that puts Italian-exotic numbers on a 5-year/60k powertrain warranty. Wonderful, expensive, slightly absurd in the best way.
- Example price
- $115,000
- ≈ monthly cost
- $3,043
- Example
Porsche 911
The benchmark. Every sports car since the 1960s has tried to be a 911 or beat the 911. The standard Carrera is plenty of car; the GT3 and Turbo trims are operatic and bottomless on cost.
- Example price
- $130,000
- ≈ monthly cost
- $3,267
- Example
Nissan Z
The 400-hp twin-turbo V6 sports coupe that everyone forgot Nissan still made. Retro styling, manual available, NISMO trim for track days, and pricing well below the German competition.
- Example price
- $52,000
- ≈ monthly cost
- $1,561
- Example
Toyota GR86
The cheap rear-wheel-drive purist sports car the internet won't stop talking about. 2.4L flat-four, manual transmission, low weight, and a reliability story that lets you daily it.
- Example price
- $30,000
- ≈ monthly cost
- $1,022
- Example
Subaru WRX
The all-wheel-drive rally-bred sport sedan that's a four-season usable performance car. Less hardcore than the discontinued STI; still the best snowy-Wednesday fun money can buy.
- Example price
- $35,000
- ≈ monthly cost
- $1,168
- Example
Mazda MX-5 Miata
The best-selling roadster of all time, and still the answer to 'what should I buy?' for anyone who wants to remember why they got their license. Cheap to buy, cheap to keep, deeply rewarding.
- Example price
- $32,000
- ≈ monthly cost
- $980
- Example
Porsche 718 Cayman
The mid-engined Porsche that drives sharper than a 911 for half the price. Cayman GT4 and GT4 RS are operatic, expensive consumables; the base Cayman is the daily-driveable joy.
- Example price
- $80,000
- ≈ monthly cost
- $2,214
- Example
Cadillac CT5-V Blackwing
Cadillac's swan-song to the gas-V8 super-sedan: 668 hp, supercharged, manual transmission available. Wonderful, dramatic, and gone in a few more model years. Buy one while you can.
- Example price
- $100,000
- ≈ monthly cost
- $2,756
Luxury & aspirational13 cars
- Example
Mercedes-AMG E63 S
A 600-horsepower super-sedan that swallows interstates and depreciates like a stone. Magnificent to own. Expensive to own. Let’s see how expensive.
- Example price
- $125,000
- ≈ monthly cost
- $2,955
- Example
Mercedes-Benz G-Class (G-Wagon)
The square one with the lockers and the AMG-V8 option. A genuinely capable off-roader that everyone uses to drive to brunch. Insurance, fuel, and depreciation are not subtle.
- Example price
- $165,000
- ≈ monthly cost
- $4,085
- Example
BMW X5
The midsize luxury SUV that started the genre. M50i and X5 M Competition are operatic; the xDrive40i and 45e plug-in hybrid are the value picks.
- Example price
- $75,000
- ≈ monthly cost
- $2,059
- Example
BMW M5
The original super-sedan. Twin-turbo V8, optional rear-wheel-drive mode, and a chassis that pretends a 4,400-lb car can dance. The most expensive Camry alternative on the market.
- Example price
- $115,000
- ≈ monthly cost
- $3,117
- Example
Range Rover
The original luxury SUV. Wonderfully isolated, deeply capable off-road, and possessing of a reputation for unscheduled garage visits that the latest generation is finally improving.
- Example price
- $115,000
- ≈ monthly cost
- $3,027
- Example
Lexus GX
The body-on-frame Lexus that's secretly a Land Cruiser with leather and quieter doors. The new GX 550 is twin-turbo V6 and shockingly capable; resale is going to be brutal — for buyers, for sellers.
- Example price
- $75,000
- ≈ monthly cost
- $1,994
- Example
Lexus LX
The full-size, body-on-frame Lexus that's the Toyota Land Cruiser 300 in nicer clothes. Wonderful, expensive, and slightly absurd for daily use.
- Example price
- $110,000
- ≈ monthly cost
- $2,780
- Example
Audi Q7
The three-row luxury SUV that's been refined into one of the segment's best riders. Sharper interior than the X5 and GLE; less personality than the SQ7 and RS Q8.
- Example price
- $70,000
- ≈ monthly cost
- $1,942
- Example
Porsche Cayenne
The SUV that saved Porsche. Drives like a sports car, hauls a family, drinks like a V8. Cayenne Turbo and Turbo S E-Hybrid are operatic; the base V6 is the value pick.
- Example price
- $90,000
- ≈ monthly cost
- $2,448
- Example
Porsche Macan
The compact Porsche SUV that drives sharper than it should. Macan T and GTS are the enthusiast picks; the all-electric Macan EV finally lands the brand in the modern era.
- Example price
- $70,000
- ≈ monthly cost
- $1,957
- Example
Genesis GV80
The Korean luxury SUV that quietly out-interiors the Germans for less money. Beautiful design, premium materials, V6 or new 2.5T four. The badge-skeptic crowd is missing out.
- Example price
- $65,000
- ≈ monthly cost
- $1,776
- Example
Mercedes-Benz GLS
The S-Class on stilts. Three-row, full-size luxury SUV that competes directly with the Escalade. AMG GLS 63 is operatic; the GLS 450 is the volume car.
- Example price
- $95,000
- ≈ monthly cost
- $2,554
- Example
Cadillac Escalade
The full-size American luxury SUV. OLED dashboard, available Super Cruise highway autopilot, and the choice between a V8 or a 3.0L Duramax diesel. Insurance and fuel: not subtle.
- Example price
- $95,000
- ≈ monthly cost
- $2,418
What you’ll see on each car page
- Prefilled example numbers — every field is editable
- Live total monthly cost as you tweak the inputs
- Affordability verdict in plain English
- Costs people forget for that specific car
- A reality check before you sign anything
- Short FAQ written by humans, not a content farm
This is not financial advice
CanYouAffordIt is for entertainment and ballpark planning only. Real insurance quotes, sales tax rules, dealer fees, loan approvals, and maintenance costs vary by location, vehicle, and credit profile. Before signing a contract, talk to a human you trust — and read the fine print.