The rules of the road.

When you use CanYouAffordIt.com (the “Site”) you agree to these Terms of Use. If you don’t agree, that’s okay — you should stop using the Site. There are no hard feelings.

These Terms work together with our Privacy Policy and our Affiliate Disclosure.

CanYouAffordIt.com exists for educational and entertainment purposes only. Despite our calculators, charts, and confident verdicts (looking at you, “Repo Truck Speedrun”), the Site is not a source of advice in any of these flavors:

• Financial
• Legal
• Tax
• Insurance
• Lending / credit
• Investment
• Accounting

Nothing on the Site creates a fiduciary, broker, advisor, attorney-client, accountant-client, or other professional relationship between you and us. If you need advice that fits your actual life, talk to a licensed professional in your jurisdiction.

The Site’s calculators use general formulas and rules of thumb to produce ballpark numbers. Those numbers can be wrong, incomplete, or out of date. Real-world outcomes depend on details we don’t know about you — your credit profile, employer, location, vehicle, lender, insurer, and the negotiation skills of whoever you’re sitting across from.

You agree not to:

• Use the Site to break the law or harm other people.
• Attempt to interfere with or disrupt the Site, including attempting unauthorized access, scraping at unreasonable rates, or running automated attacks.
• Misrepresent the Site’s output as personalized advice from a licensed professional.
• Strip our branding from a result and present it as your own independent analysis to mislead someone.

The Site may link out to third parties — lenders, calculators, articles, retailers, etc. Some links may be affiliate links (see our Affiliate Disclosure). We don’t control those third-party sites, we’re not responsible for their content or practices, and a link is not an endorsement of everything they do.

The Site, including its calculators, content, branding, and any shareable result text, is provided on an “as is” and “as available” basis. To the maximum extent permitted by law, we disclaim all warranties, whether express or implied, including warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement.

If you sign a contract because a calculator on this Site told you the car was “Comfortably Ballin’,” that contract is between you and the other party — not us. Read the documents you sign. Talk to people who know your situation. Use this Site as a starting point, not as the final word.

We may update these Terms from time to time. The “Last updated” date at the top tells you when. If we change something materially, we’ll do our best to make that obvious instead of burying it.

For questions about the Site or these Terms, email [email protected]. We may not be a law firm, but we do read our email.